Consumer Capital personal loan interest rates & product overview

The table below provides a detailed summary of Consumer Capital personal loan options. Consumer Capital Canada is an alternative lender that offers quick and convenient access to relatively small personal loans via a secure online platform. 

How much will a Consumer Capital personal loan cost? Run the numbers using the Consumer Capital personal loan calculator below. Get a monthly repayment estimate for your desired loan amount and term. You can also explore different payment scenarios to find a great fit for your budget.

Terms from 1 to 5 years. Representative example: 5 year $10,000 loan with comparison rates from 7.99% to 46.96% APR would cost between $12,163 and $26,087, including fees. The interest can vary between $2,163 and $16,087.

Consumer Capital personal loan calculator

Calculator coming soon

Consumer Capital personal loans review

Consumer Capital can be your go-to financing option if you want to skip the big banks and other traditional financial institutions. A Consumer Capital personal loan can cover the following for you:

  • Debt consolidation
  • Vacation
  • Wedding or event
  • Home renovations
  • Education
  • Medical expenses
  • Plus more

Consumer Capital personal loan features

Besides being suitable for a wide range of expenses and purchases, Consumer Capital personal loans also come with the following features:

  • Borrow between $500 and $12,500
  • Repayment periods of up to 60 months
  • A secure and convenient online application
  • Apply and receive funds in the comfort of your home from start to finish
  • Choose a fortnightly or monthly payment plan
  • The opportunity to top up your balance if you’re already an existing customer
  • Make loan payments online or via telephone banking
  • Interest rates range from 19.99% to 34.99%

How to apply for a Consumer Capital personal loan?

You can apply for a Consumer Capital personal loan online in just minutes by following these steps:

  • Start your online application on the Consumer Capital website
  • Fill in the form
  • Provide supporting documents
  • Get your pre-approved loan and rate
  • Confirm your banking details
  • Receive your money

You can also contact Consumer Capital via email: [email protected] or call +1 (888) 554 4192.

Check that you’re eligible

To qualify for a Consumer Capital Canada personal loan, you must:

  • Have reached the age of majority in your province
  • Be a permanent resident of Canada
  • Meet the minimum income and credit score requirements

What you’ll need:

  • Contact and address details.
  • Social Insurance Number
  • Employment details
  • Proof of income
  • Government-issued ID
  • Basic financial information, such as your income and credit status.
  • Valid bank account
  • Information on the loan you want, such as loan amount and loan purpose

Consumer Capital FAQs

What types of loans does Consumer Capital offer?

Consumer Capital provides small, unsecured personal loans ranging from $500 to $12,500.

Can I apply online for a Consumer Capital personal loan?

Yes. You can apply for a Consumer Capital fast loan within 15 minutes using an electronic device. After submitting your application, Consumer Capital is committed to giving you a quick and reliable loan decision.

How much money can I get from a Consumer Capital personal loan?

Loan amounts range from $500 to $12,500. However, the amount you qualify for depends on the information you provide and your financial situation.